01
Where does my money go?
Add your approximate monthly income and spending. Get a clear picture of what’s left.
3 FREE TOOLS + YOUR SIA GUIDE
Everyday money.
Made clearer.
Understand your monthly spending, compare purchase costs, or get help with a payment. Pick what you need below.
What can we help you with?
Choose a task. Go straight to the right tool.
No sign-up needed for these tools.
Your numbers stay in your browserClear calculations, visible assumptionsUseful with cash, UPI or cards
START WITH WHAT’S ON YOUR MIND
01 — 03All 3 tools, right here.
You don’t need to be a finance expert. Just bring your question.
02
What is the full purchase cost?
Compare two purchase or loan quotes. See the full cost behind that attractive EMI.
03
A payment went wrong. Now what?
Find the next steps for a pending UPI payment, an unfamiliar charge or a confusing card bill.
LOOK AT THE WHOLE PICTURE
QUOTE A₹3,400 / mo
Total ₹1,13,600
vs24 months
Total ₹1,13,600
QUOTE B₹2,500 / mo
Total ₹1,21,000
36 months
Total ₹1,21,000
Hypothetical · Includes ₹30,000 down payment; separate fees of ₹2,000 for A and ₹1,000 for B.
BUILT AROUND YOUR REAL LIFE
A helpful answer starts with the whole picture.
A smaller EMI can mean a bigger total bill. A reward can come with a fee. We put the numbers and conditions together, so you can see the trade-offs.
- Start with what you already have
- Keep cash costs and possible rewards separate
- Explain the assumptions behind every result
GOOD TO KNOW
A little reading. A lot more clarity.
Simple explainers for the questions that keep coming up.
24 ↔ 36
BORROWINGSmall EMI. Bigger total cost?
Compare repayment, tenure and fees before you choose.
₹ + ₹
MONTHLY MONEYAn approximate budget is a good start.
You don’t need to track every chai to understand your month.
•••
PAYMENTSWhen a UPI payment gets stuck.
Start with the transaction status and your app’s help section.
Your next decision, with a little more clarity.
Start with a simple picture of your month.
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